Start Your Financial Journey in Minutes Getting started is simple and secure. Visit the Sign Up page, fill in your basic details — such as your full name, email address, and preferred password — and choose your account type (Personal or Business). Once submitted, you’ll receive an instant confirmation email to activate your account. You can start exploring your dashboard right away!
ecure Your Identity and Unlock Full Features For your protection, we require account verification. Complete a simple KYC (Know Your Customer) process by submitting: A valid government-issued ID (passport, driver’s license, or national ID) Proof of address (utility bill, statement, or digital proof) Once your documents are verified, your account will be upgraded to Full Access Mode, unlocking advanced features such as fund transfer, withdrawals, refund requests, and deposits.
Deposit Instantly — Anytime, Anywhere Once verified, you can fund your account using multiple payment options: Bank Transfer Credit/Debit Card Mobile Money or e-Wallets Crypto Deposits (if enabled) Your balance updates instantly, allowing you to use funds immediately for transfers, deposits, or FDR investments.
Fast Transfers — Local or Global Our Fund Transfer System allows you to send money to anyone — instantly and securely. You can transfer between your own accounts, to other Instant Refund Inc. users, or even external bank accounts.
Access Your Funds with Ease When it’s time to withdraw, choose your preferred method — bank, wallet, or card. All withdrawals are processed quickly and securely, with real-time notifications on status updates.
Go Beyond Basic Banking Once your account is active, enjoy access to our premium financial tools: DPS (Deposit Pension Scheme): Save monthly and earn high-interest returns FDR (Fixed Deposit Receipt): Grow your savings with guaranteed returns Instant Refunds: Get your money back from failed or disputed transactions Business Refund Management: Simplify refunds for your company Loan Services: Access quick, secure, low-interest funding All from one easy-to-use dashboard.
Your Money, Your Data, Your Control Your personal dashboard keeps you informed every step of the way. Monitor balances, refund progress, transaction history, and account status — all from one place.
Bank with Peace of Mind Every transaction at Instant Refund Inc. is protected by bank-grade encryption, fraud detection, and multi-layer authentication. Your data and funds are always safe, whether you’re depositing, sending, or withdrawing.
Depositing money securely involves ensuring that the process of transferring funds into a bank account is protected from unauthorized access or potential risks. This can include various measures such as
Grow your savings confidently. Our FDR plans offer competitive interest rates, flexible terms, and guaranteed returns — perfect for both short- and long-term goals.
Build your future steadily with our DPS savings plan. Contribute small monthly amounts and enjoy high-interest earnings with flexible withdrawal options upon maturity.
Your trust is our top priority. We use multi-layer authentication, encrypted data storage, and comply with banking and financial protection standards to keep your money and information safe. Our operations meet global data protection (GDPR) and financial compliance regulations, ensuring complete peace of mind.
Invite friends and earn rewards! For every successful referral, both you and your friend receive bonuses directly into your accounts — it’s our way of saying thank you for sharing trust.
For companies with high transaction volumes, we streamline refunds and customer reimbursements with advanced automation tools.
Most refunds are processed within 24 to 48 hours after verification.
Complex cases involving external banks or merchants may take slightly longer, but we always keep you updated in real time.
Absolutely. We use bank-level encryption, multi-factor authentication, and secure servers to protect all user data.
Your privacy and financial safety are our highest priorities.
No hidden fees — ever.
All costs are displayed upfront before any transaction or refund request is processed.
Yes. We offer Business Refund Management Services that simplify refunds for e-commerce, retail, and financial companies handling high transaction volumes.
We combine fast refund processing with modern banking tools, ensuring speed, transparency, and a human-centered experience traditional banks often lack.
Not necessarily. You can submit refund requests for transactions tied to any bank.
However, opening an account with us ensures faster verification and direct refund transfers.
